imdhirajsharma.com

14+ years of building, solving and learning.

A product leader with deep experience in payments, fintech and digital banking. I connect business goals, customer needs and technology to build products that create real impact.

Dhiraj

Dhiraj Sharma

PRODUCT LEADER

Location

India • Working with global teams

EXPERIENCE

My professional journey.

Present
2026
Senior Product Leader

Fintech / Digital Payments

Leading product strategy and execution for digital payment solutions and cross-border platforms. Driving customer value, growth and operational efficiency.

2021 – 2022
Product Manager – Payments

Digital Banking Platform

Owned payment products across domestic and cross-border corridors. Improved payment success rates and customer experience.

2018 – 2021
Associate Product Manager

Financial Services

Worked on customer onboarding, account opening and digital banking products. Focused on product discovery, roadmap and stakeholder management.

2015 – 2018
Business Analyst

Banking & Financial Services

Analyzed business requirements, customer insights and market data to support product strategy and solution design.

2012 – 2015
Analyst

Operations & Projects

Supported project delivery, process improvement and reporting for banking operations.

2011 – 2012
Management Trainee

Banking

Started my career in banking. Learned the fundamentals of financial services, operations and customer experience.

My Education.

MBA, Marketing

2012 – 2014: TERI University, India

B.Tech, Information Technology

2006 – 2010 : Uttarakhand Technical University, India

SKILLS & EXPERTISE

What I bring to the table.

Product Strategy

  • Product Vision & Strategy
  • Roadmaps & Prioritization
  • Market & Competitor Analysis
  • OKRs & Metrics

Payments & Fintech

  • Digital Payments
  • Cross-Border Payments
  • Payment Infrastructure
  • Risk & Compliance

Digital Products

  • Customer Experience
  • User Journeys
  • Product Analytics
  • Conversion & Growth

Leadership

  • Team Building
  • Stakeholder Management
  • Agile & Execution
  • Mentoring & Coaching

Domains

  • Banking & Financial Services
  • Fintech & Payments
  • Digital Banking
  • Cross-Border

TOOLS

LANGUAGES

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